Florida homeowners may soon have an easier path for certain smaller improvement projects — but this is not a green light to skip due diligence.

Florida’s HB 803, signed into law as Chapter No. 2026-63, takes effect July 1, 2026. The law says local governments that issue building permits must exempt an owner of a single-family dwelling, or the owner’s contractor, from needing a building permit for work valued at less than $7,500 on the owner’s property. 

That sounds simple, but here is the important part: the exemption does not apply to everything.

The enrolled bill text says the exemption does not apply to work on property located partially or entirely in a flood hazard area. It also does not apply to electrical, plumbing, structural, mechanical, or gas work, regardless of the project value. The law also says a project cannot be split into smaller pieces just to avoid permitting requirements. 

Homeowners also need to submit a written request for the exemption to the local enforcement agency, along with a contract or documentation showing the nature and value of the work. 

So what does this mean if you are thinking about selling?

Small cosmetic updates may become easier to plan, especially if you are preparing your home for the market. Things like basic touch-ups, minor repairs, and simple improvements may help a home show better without creating a long permitting delay.

But before you start, slow down and verify.

Check with your city or county building department. Confirm whether your home is in a flood hazard area. Ask a licensed contractor what applies to your project. Keep your receipts, scope of work, and documentation organized. If you live in an HOA community, still check your association’s rules before making visible changes.

Echelon Takeaway:
This new law may help homeowners move faster on smaller projects, but it does not remove the need for smart planning. If you are renovating before selling, the goal is not just to make the home look better. The goal is to spend money in the right places, avoid permit issues, and protect your resale value.

Thinking about making updates before selling your South Florida home? Let’s review which improvements may actually help your value before you spend the money.